Umbrella Insurance

Life is full of surprises and mishaps. If your dog bites the neighbor’s kid, your guest trips on your patio, or you are at fault for a multi-car accident, how will you pay for a million dollar lawsuit with only $300,000 of liability insurance? Prepare yourself financially with an umbrella policy.

• An Umbrella policy will protect your current and future earnings and assets.
• Umbrella insurance covers you above and beyond the limits of other insurance policies, and includes some situations that aren’t covered by the other types of policies.

An umbrella policy is not a stand-alone policy. Your insurance carrier will typically require you to meet certain qualifications, such as having an auto policy with a certain level of liability coverage, in order to purchase umbrella insurance. It is only after your liability policy on your home, auto, boat is exhausted that your umbrella coverage comes into play.

A typical policy covers all family members living in your home. Call Boise River Insurance today to determine how much coverage you need to protect the life you’re building.